Best Phone Card Site

These days people seem to spend more time talking on the telephone. There are friends and family we want to talk to about what’s going on in our lives and business associates with whom we want to discuss deals and projects. Prepaid calling cards offer a great way for us to call people from almost any telephone and from nearly anywhere in the world. Prepaid calling cards were introduced in the 1970’s in Italy and are now widely used in most parts of the world.

Prepaid phone cards provide a low cost and simple way to dial long distance calls and are also very beneficial to have in case of an emergency. Prepaid phone cards do have advantages when compared to standard credit phone cards. For example, credit phone cards usually charge different rates at different times of the day or on different days of the week, while prepaid cards offer a set per minute rate. Note: There are prepaid cards that charge a higher rate for International long distance than for domestic long distance.

Using a prepaid calling card is really easy. You dial a toll free access number, punch in your PIN number, and then dial the number you want to call. With most cards you are informed of the available call time remaining on your card. Prepaid calling cards are also very convenient. Whenever you need to use a pay phone there’s no need to look for change, just take out the prepaid calling card and you are set.

Prepaid calling cards also help you to budget your money and manage how much you spend on long distance calls. Prepaying your phone calls gives you more control over your spendings and allows you to avoid those monthly telephone bills.

You can buy prepaid phone cards at most any store or gas/convenience station, but your smartest choice would be the Internet. Online, you can compare different phone card offers and associated rates to make sure that you get the best deal for your money. The best card offer for you may vary depending upon your needs. Are most of your phone calls short or long? Do you call mostly domestic long distance or International long distance? Questions like these will help you to decide upon which prepaid phone card to buy.

Finding the most reliable and cost friendly service for easy international long distance calls is a time consuming and often frustrating exercise for expatriates, our NRI visitors and tourists to India. International employees of call centers working in Indian Cities such as New Delhi, Gujarat, Goa will also find this page useful in saving them a neat buck when making calls back home.

Online Long Distance Economic Rate Comparison Service:

Long Distance Comparison services offered by websites such as Long Distance Lookup make it easy for users to easily find and purchase their long distance phone services and Economic Calling cards online. All your transactions and account management is done virtually on secure servers and you can log in anytime from anywhere to manage your service, pay your bill or recharge your calling card through credit card.

Imagine buying a phone card and not really having to bother receiving it in your mail, carrying it around and buying recharge cards all the time. With this new online retail format of buying long distance services you don’t need to imagine anymore. With this service you can manage your account online. You will receive a pin in your email which you then use to make your international long distance calls. They also offer comparisons of the most popular Broadband Phones, VoIP Internet Phones & Conference Calling Services

Save on Your Long Distance Bill, Economic Prepaid Calling Cards:

This brilliant use of technology allows online long distance and phone card service providers to drastically lower their overheads and speed up their processes. Further, thanks to this online comparison and retailing format, savings for phone companies directly results in time saving, cost benefits and better services for YOU - their customers.

You can use also this online phone service search engine to find your ideal long distance phone company or phone card vendor in minutes from anywhere in the world. The most enticing benefit of using their service is the Long Distance Cheapest Rate Calculator which offers a cost comparison for a range of services from premium brand phone service providers to the cheapest phone cards on the market.

When you use their search and comparison facility you are assured service from the best and most reliable long distance phone companies such as Opex Wireless, PNG & ZTel. No fly by night operators here, so good service is guaranteed! Depending on your budget and usage, just enter a few numbers and pick the best long distance plan or cheapest rate phone card in minutes!

Before starting to learn how to find Best Prepaid Phone Cards for your Domestic and International Long Distance calling needs, lets see what factors are important to choose the right Phone Cards. First of all I want to tell you One Truth: in general there is NO such a think as “the Best Phone Card”. It all depends on your specific calling needs, habits and purposes: (To) Where You Call? , Who Calls?, Whom You Call?, From Where You Call? and How You Call?. Most likely not all of these will apply to you (usually one or two factors apply). By taking a moment on reading and comparing several cards’ Terms/Conditions and Charging Fees, based on your calling needs, you will be able to choose the Right Card and use it over and over and SAVE BIG.

1) (To) Where You Call?-this means what country or what specific city in that country you wand to call. Once you go to most of the Online Phone Cards Companies’ Home Pages (For Ex. http://www.PhoneCardsGallery.com -by the way this is the website, from where I do almost all my online phone card purchases.), somewhere you can find “Discount Calling Card Finder” or similar section. In the “country” box choose your calling country & submit your search. The site’s searching tool will find all the cards which provide calling services to your country and will organize the cards with the highest calling minutes to the lowest minutes (Top Ranking). Now we know which cards give the best calling minutes to your country, but very important to consider the cards “Qualities” also ( in http://www.PhoneCardsGallery.com the Quality shows by Blue Stars next to the Cards’ names”). Always give preferences to those cards which have better Qualities. Having Local Access Numbers (for the State or City that you are located or you calling from) is also very important. It is recommended to choose a card that has Local Access numbers. Usually, by using Toll Free 1-800 number, instead of Local Access numbers, additional Per Minute Charges may apply. Some cards that have Local Access #s, in the card’s detail page, will provide a link (”Local Numbers”) to the new page with the list of all available Local Access #. Others the will provide (by Automated Answering Service) the Local Access # when you call by using their Toll Free # and choosing “yes” to their question: “Do you need Local Access # ?” In this case, after you get Local Access #, you need to hang up and call using given Local #.

2) Who Calls?- this means if you are using regular phone or payphone to make your calls. If you are using a payphone, in the cards’ terms check if they charge additional fees for using a payphone, how much it is and compare with other cards to make your decision.

3) Whom You Call?- this means if you are calling to a regular phone or to a cell phone. If you are calling to a cell phone, in the Terms check if they charge different rates for cell phones and make your decision accordingly.

4) From Where You Call?- this means from which country (USA or Canada), State or City you are calling from. Some cards you can use only from certain states or cities and that usually very easy to notice: either card’s name include that state’s or city’s name (Ex. Crazy-Crazy Los Angeles) or nest to the card’s name it says the name of the state or the city for which that card is designed for. Usually those cards have Local Access #s for that state, county or city. If you see that the card, beside 800 #, has Local Access # also, then it means that the card is specialize or designed for that specific area only. Some cards could work only from specified location (state) and in the detail page of those cards, on the “Toll Free” line will say “(Works From X State Only!)”. So, be careful and do not buy these types of cards if you are not in that state. So, make your decision accordingly, and choose the cards that specialize on your state or city. Many cards have No Local Access numbers (they have only Toll Free #) and you can use them from any states.

5) How You Call? - This means that what are your calling durations and frequencies: are you going to make a few long calls with your card or many short calls? If you are planning to make one or two long phone calls, then the most important factor that you will need to consider is Calling Rate (or Calling Time). You will need to choose the cards that give higher calling minutes (same as lower calling rates). The Connection Fees, Maintenance Fees, Communication Fees, Minute Rounding Rates, Expiration Date and other similar fees and factors are not so important and relevant for long calls. However, those mentioned fees and factors are very important to consider if you going to make many (frequently) short calls. You may consider getting cards with comparably lesser calling minutes (higher rates) but minimum charges for above mentioned fees. In this case you also will need to prefer cards with longer Expiration Date and smaller rates for Minute Rounding. Therefore, the card with higher calling time is not necessary is the best card for you if you are planning to make short calls. To make frequent short calls, you will need a card with No Connection Fee, Minimum or No charges for Maintenance, Communication and also smaller number for Rounding Minutes. Generally short calls are those which are lasting less than 15 min.

By considering all the above mentioned factors and options, now you are able to choose the right cards that will SAVE you the most money. There are numerous prepaid phone cards out there and yes, there are some major differences between the fees they charge. If you are serious about getting the most out of your hard earned dollars, take the time and just one time compare different cards and choose the best one for your needs. Once you found the best one for your needs, you can use the same card over and over and SAVE MONEY and TIME.

Buying phone cards over the internet is safe, very convenient, cheap (mostly they sale with discounts) and profitable (they provide very useful tools which help users to compare and find the best cards (good rates, high qualities & having other important fetchers) for their different calling needs).

Below are the names of some famous online Phone Cards Companies: PhoneCardsGallery, PhoneCardSavers, idPhoneCard, MasterBell, 1stPhoneCard, Zaptel, Zscomm, CallingCards, PhoneCardOnSale, RelianceIndiaCall, Tel3, OneSuite, ldpost, Raza, UnionTeleCard, PhoneShark, PinCity, PinOnSale, ThaiTel, PhoneCards-Prepaid, International-Phone-Card-Express, PrepaidTelecomhq, Reliablecom, Nobelcom, CentCalls, Connectto, TheRichCom, ECallChina…

Below are some Key Words to search for online Phone Cards Companies: Phone Cards Gallery, Phone Card, Calling Card, Calling Card International, Prepaid Phone Card, Online Phone Card, International Phone Card, Calling Card Prepaid, Prepaid Calling Card, Long Distance Phone Card, Cheap Phone Card, Calling Card Cheap, International Prepaid Phone Card, Calling Card Online, Calling Card Phone, Phone Calling Card, Pre Paid Phone Card, Cheapest Phone Card, Prepaid Cell Phone Card, Cheap International Phone Card, Online International Phone Card, International Phone Calling Card…

Making international calls would cost you a fortune – it was true since a decade ago. Now people opt for international prepaid phone cards that allow them to make long distance international calls at dirt cheap rates.

Long distance phone cards become cheaper with availability of international phone card from variety of prepaid calling card companies. Philippine phone card rates for example today starts with just 5.3 ¢ per minute and card value starts at as low as $ 5 (94 minutes for $ 5). These are real phone calls and are not redirected through VOIP (for people from mars – VOIP stands for voice over internet protocol). These use and throw international long distance phone cards come with zero connection charges. Call rates can be a bit higher when making calls from or to cellular phones.

The biggest advantage of prepaid phone card, cheap international calling card products are that you never have to cancel the service of your regular phone service provider. Use the PIN to access your prepaid calling card, make the call and talk to your hearts content (till the balance drains out). Online phone card vendors offer variety of long distance phone card, cheap phone card products. Prepaid international calling cards or international phone calling card makes international calling cheaper.

The telephony revolution that lifted world off its feet today makes it more accessible for friends, family and business persons reach out to people on the other side of the world. Europe phone card, calling card Sri Lanka, calling card from Italy are all normal phrases that companies use to advertise customized products.

Most prepaid international card is accessible from all parts of continental USA. International phone calling card doesn’t tie one to any particular operator. Customers can just buy any prepaid phone calling card and use it as cheap international calling card. Just throw away the card after use. The prepaid phone card also comes with refilling options, where one can refill international calling cards with additional amounts. However, more prominence to use and throw calling cards!

Prepaid phone cards come with zero maintenance fees, zero joining fees and zero monthly subscription fees. However, prepaid phone card that charges users 9 ¢ a week has lower call rates and more number of minutes to talk than the international prepaid phone card that charges more cents per minute. Prepaid phone card comes in different denominations and the cost of a single card starts at $ 5. The most common denomination prepaid phone card is of $ 20.

The phone validity of international prepaid phone cards varies between 90 days and 365 days after its first usage. Some prepaid phone cards are valid up to 365 days of last use of the card, an option that people hardly use. The amount you save with prepaid phone card adds up to hundreds of dollars if you are regular at calling up your friends, relatives or business partners with an India phone card, Philippines phone card or Sri Lanka phone card. Or in other words, you always save considerable phone bills when using cheap international phone cards.

Welcome to Cheap Phone Cards - Calling Cards, Prepaid Cell Phones, and Mobile Refills

We appreciate your visit to our listing for business.

We provide the best phone calling card rates for you; Cheap, clean, and pinless phone cards for phoning anywhere long distances.

We offer the most aggressive rates and pricing on phone cards and prepaid cellular. We work on the lowest margins, have extremely high volume, and have low over head. This allows us to be very cheap. Compare us to any online calling card company and you will get more minutes and a better deal from us. For this, use our rate finder to find the best calling card rates for you at Rate Finder or search our Mobile Refill section for Prepaid Cellular Refill Cards.

Also, receive your phone card or Mobile Airtime in your E-Mail Within Seconds. Fast, Easy, Secure Online Shopping. Friendly customer service to help you out with all your cell phone and phone card questions. Our Reward Points program enables users to accumulate points each time they purchase a cell phone, a mobile refill card code, or a phonecard. Users can redeem their points for FREE purchase of phonecards or cellular airtime later. Frequent discounts, sales, and coupons become available

Whether a person needs an international calling card or a domestic calling card will depend on where the person needs to call. The names will implicate their uses, but a domestic calling card can be used anywhere in the United States, whereas an international calling card can be used anywhere in the world. Some international calling cards are specific to certain countries that need to be called. For example, someone can buy an Egypt phone card if they are exclusively calling Egypt. However, they should know that these specific calling cards cannot be used to call another country later on. However, this does not mean that a person has to buy a calling card for each country that they call. There are some international calling cards that can be purchased that a person can access a number of countries.

Domestic calling cards can be used anywhere in the country. They save money for people who need to make many long distance calls. Domestic calling cards are a valuable purchase for people that have family far away, or for students going to school. There are many ways to find the best calling cards that will save money. Calling cards can range in prices from their minute to minute charges, to the number of service charges that are on the calling card.

A lot of times people like to get an international calling card for domestic long distance calls. Not only are the rates lower, but they often have fewer service charges than international calling cards. International calling cards have lower rates since the minutes to other countries are not as valued as other calling cards. International calling cards save money on calling rates and are convenient since there is an operator available to connect phone calls easily.

When it comes to domestic calling card, there are a number of things to look at. For one, someone might want to look at the minute to minute rate on the calling card, but that is just one clue. Sometimes when a calling card advertises a lower calling rate, they have other charges and fees that are added on in order to make up for the low rates. On the other hand, phone cards might also have higher calling rates, but they will most likely have fewer services charges.

Knowing which calling cards will be the better buy depends on where the calls are being made to. If someone needs a calling card for both long distance and international calls, they will be better off with an international calling card, since the international calling card can be used for both international and domestic purposes. The domestic calling card, however, can only be used in the country, and are useless for international phone calls.

It can happen to anyone. The phone rings and a collection agency demands that you pay past-due accounts for goods you never ordered. The supermarket refuses your checks because you have a history of bouncing them. But you have always paid bills on time. What has happened?

If you’re a victim of identity theft, you could be left with bills, bad credit and the hassle of dealing with financial agencies and police departments to clear your name.

The crime of identity theft is on the rise. Recent surveys show there are currently about 9 million victims each year. Using a variety of methods, criminals steal Social Security numbers, driver’s licenses, credit card numbers, ATM cards, telephone calling cards, and other pieces of individuals’ identities such as date of birth. They use this information to impersonate their victims, spending as much money as they can in as short a time as possible before moving on to someone else’s name and identifying information.

There are two types of identity theft.

- “Account takeover” occurs when a thief acquires your existing credit account information and purchases products and services using either the actual credit card or simply the account number and expiration date.

- “Application fraud” is what some experts call “true name fraud.” The thief uses your SSN and other identifying information to open new accounts in your name. Victims are not likely to learn of application fraud for some time, because the monthly account statements are mailed to an address used by the imposter. In contrast, victims learn of account takeover when they receive their monthly account statement. This guide discusses strategies for reducing the risk of both types of fraud.

Generally, victims of credit card fraud are liable for no more than the first $50 of the loss. (Truth in Lending Act, Fair Credit Billing Act, 15 USC sec. 1601) In most cases, the victim will not be required to pay any part of the loss. But debit card users have less protection against fraud. Not only are individuals’ checking accounts wiped out, debit card users could be liable for the total amount of the loss depending on how quickly they report the loss to the financial institution.

Take these steps to reduce your risk of becoming a victim of identity theft:

1. Reduce the number of credit and debit cards you carry in your wallet. We recommend that you do not use debit cards because of the potential for losses to your checking account (see above). Instead, carry one or two credit cards and your ATM card in your wallet. Nonetheless, debit cards are popular. If you do use them, take advantage of online access to your bank account to monitor account activity frequently. Report evidence of fraud to your financial institution immediately.

2. When using your credit and debit cards at restaurants and stores, pay close attention to how the magnetic stripe information is swiped by the waiter or clerk. Dishonest employees have been known to use small hand-held devices called skimmers to quickly swipe the card and then later download the account number data onto a personal computer. The thief uses the account data for Internet shopping and/or the creation of counterfeit cards.

3. Do not use debit cards when shopping online. Use a credit card because you are better protected in case of fraud.

4. Keep a list or photocopy of all your credit cards, debit cards, bank accounts, and investments — the account numbers, expiration dates and telephone numbers of the customer service and fraud departments — in a secure place (not your wallet or purse) so you can quickly contact these companies in case your credit cards have been stolen or accounts are being used fraudulently.

5. Never give out your SSN, credit or debit card number or other personal information over the phone, by mail, or on the Internet unless you have a trusted business relationship with the company and you have initiated the call. Identity thieves have been known to call their victims with a fake story that goes something like this. “Today is your lucky day! You have been chosen by the Publishers Consolidated Sweepstakes to receive a free trip to the Bahamas. All we need is your Social Security number, credit card number and expiration date to verify you as the lucky winner.”

6. Always take credit card receipts with you. Never toss them in a public trash container. When shopping, put receipts in your wallet rather than in the shopping bag.

7. Never permit your credit card number to be written onto your checks. It’s a violation of laws in most countries, and puts you at risk for fraud.

8. Watch the mail when you expect a new or reissued credit card to arrive. Contact the issuer if the card does not arrive.

9. Order your credit report at least once a year. Federal law gives you the right to one free credit report each year from the three credit bureaus: Equifax, Experian, and TransUnion. If you are a victim of identity theft, your credit report will contain the tell-tale signs inquiries that were not generated by you, as well as credit accounts that you did not open. The earlier you detect fraud, the easier and quicker it will be to clean up your credit files and regain your financial health.

10. Shield your hand when using a bank ATM machine or making long distance phone calls with your phone card. “Shoulder surfers” may be nearby with binoculars or video camera.

Due to the extensive amount of traveling that many business people are required to perform today, many of these individuals wish to know if their cellular phones will work in a variety of different countries. If you are planning on making a trip to Germany and wish to have the use of a cell phone, there are certain factors that you will want to keep in mind.

German cellular service providers operate under the GMS, which stands for the Global System for Media Communications. This type of operating system is used in many European countries and is classified as 2nd generation cellular technology. The only American companies that offer GMS services are AT&T and T-Mobile and while you may own a GMS telephone, the frequencies that are used in Europe are different than those that are used in the United States and Canada, so you cell phone may not work. If you find that you can use your own phone, you may want to set up a “roaming” service with your current provider. While this option can be expensive, it may be ideal for you if you are not planning on placing many calls or if you wish to retain your own phone number.

If you have another type of cell phone, you can almost be guaranteed that it will be useless while you are in Germany. As a matter of fact, only approximately 20% of North American phones will function within Germany and these must have 900/1800 frequency capabilities. You will also need to have the ability to unlock your cellular phone so that you can change your SIM (Subscriber Identity Module) with an Ortel SIM card. It is best to purchase one of these cards before you leave home so that you will be able to leave your new German phone number with family, friends, and business associates here in the United States. The SIM cards may also prove to be difficult to locate once you are on German soil.

Another option that you may decide to use if your cell phone will not function in Germany is to rent a cellular phone, which may be your best bet if you are only planning on staying in the country for a short period of time. These devices are available in most major airports, although you may want to order one of these rental phones online, as the airport versions of these products can be quite expensive in comparison. These online services charge approximately US $1 per minute for both ingoing and outgoing calls.

If your stay in Germany is going to be an extended one, you may want to look into purchasing an inexpensive German cellular phone. You can purchase one of these devices for approximately 50 EUR and can operate it using prepaid phone cards. Even with this type of cell phone, Germans do not pay for incoming calls. Any incoming communications that you receive will not cost you a penny.

Traveling to Germany can be a rewarding and memorable experience. By renting or purchasing a proper cellular phone, you can remain in touch with friends back home as you enjoy the people and scenery of this majestic country.

When a doldier deploys, he or she goes through more that what most of us could ever imagine. Working days on end, receiving enemy fire, dealing with heat in excess of hundred and fourty degrees are just a few of the things our Soldiers go through every day. It is important for us to let them know that we appreciate this dedication in the form of free military care packages.

Military care packages sent to troops down range not only show the soldiers that you care and appreciate their service; it can also provide them with valuable resources in the form of free military phone card donations. Many free military care packages that soldiers receive are filled with crushed cookies and candy, more shampoo and baby powder than they could use in a lifetime and enough boxes of soap to build a house. If you would like to send out a free military care package to a soldier, and you want that soldier to find it useful, you may want to think about alternatives like soldier phone cards that they can use anywhere in the world to talk to loved ones.

There are companies out there that provide very low rate military phone cards to those serving our country. These companies do not only provide these low rate phone cards to soldiers; they provide them to anyone who is willing to pay a small amount of money for them. You can purchase these military phone cards for a low rate and use them as free donations in your military care package.

Some major military phone card companies have hidden fees. When a soldier receives a military phone card donation, the card may say 300 minutes but only provide the soldier with 150 minutes or less. Although some major phone card companies do this, some do not. A few companies believe that our military is what holds our country together and for that they would like to provide the best service possible with no hidden fees, at a low rate.

It seems the War on Terror is something that will not be going away anytime soon. With so many conflicts in the World today, soldiers are constantly deploying to keep the world a safer place. It is important for us as Americans to continue to support our military, providing them with free military phone card donations and care packages so that their moral is continuously high and they can continue to fight our enemies and keep this great country free.

In making a call from the streets of Australia to a friend who is drinking coffee in a café located in an avenue in France, one may consider using a prepaid phone card that you can easily get with the help of the world-wide-web. Why go for online prepaid cards, you ask? Let us count the ways.

For one, prepaid online phone cards are way convenient to get. You simply turn on your personal computer, choose from a number of vendors and supplier websites where prepaid phone cards are offered and register in. Make your order and in minutes, you will get an email with the personal identification code or reference number which you can use to load your phone with the credits it needs to make calls. No more driving to the nearby grocer or going to the phone card store to buy one. No dodging with traffic, no expense on fuel cost and there is minimum or less effort on your part. Your fingers basically do the walking so your feet get to rest on their laurels, figuratively speaking.

The convenience of prepaid online phone cards does not stop there. They generally can be used to contact your friends or relatives who may be anywhere in the world. They are flexible enough to accommodate calls not just within your local range but across the seas as well. Being able to hear a friendly hello or a birthday greeting from a special loved one on the other side of the globe may not be impossible and that difficult to obtain with the help of online prepaid phone cards. And you might be surprised to know that international rates are not that high with online prepaid phone cards. Because these online vendors are saving on marketing and other operational costs thru their internet shops, the customers are also able to benefit from their savings. It is noted that with prepaid phone cards, one may be able to avoid the cost of taxes which come with the use of standard telephones in making international calls.

Most people avoid making international calls because they are afraid to look at the high charges that they get billed for at the end of the month or billing period. But with online prepaid phone cards, this nightmare of a scene can now remain within the realms of delusions and hallucinations. This is because there is no such thing as monthly phone bills when it comes to online prepaid phone cards. Since the cards are prepaid, we get to control our phone spending budget and limit our calls to the basic and the important. After each use, we can check the balance of our phone credits and plan on our future calls. With this feature, we can monitor and track our call history as well. There are no contracts for us to sign so we need not worry that we might have neglected to read the fine print that could cause us to pay for other additional charges and fees.